We propose the most appropriate solutions for the needs of our clients

Tailored
solutions

Atlas's customers are central to its strategic plan. All products are built based on the real needs...

Tailored
solutions

Atlas's customers are central to its strategic plan.

All products are built based on the real needs of agricultural businesses and are developed after exhaustive consultation with farmers, producer organizations, the scientific community, strategic partners and other entities in the agricultural sector.

Taking the standard Harvest Insurance – an essential coverage for all farmers – as a starting point, Atlas develops differentiated products adapted to each region, culture and producer to mitigate the risks associated with agricultural activity.

Crop
Insurance

Harvest Insurance protects producers against the occurrence of adverse climatic phenomena that may affect...

Crop
Insurance

Harvest Insurance protects producers against the occurrence of adverse climatic phenomena that may affect their harvests, by guaranteeing the payment of compensation in case of losses or damages that may affect crop production.

This Insurance is intended for farmers, either individually or through collective entities (in this case with a minimum group of five farmers) who have an interest in protecting their crops.

Harvest Insurance benefits from a Government subsidy to help with the payment of the insurance premium. This is between 57% (individual contracts without insurance in the previous year) and 60% (collective contracts, individual contracts with insurance in the prior year and young farmers purchasing insurance for the first time)

Viticultural Crop Insurance

Viticultural Crop Insurance protects wine grape growers in the event of adverse climatic phenomena...

Viticultural Crop Insurance

Viticultural Crop Insurance protects wine grape growers in the event of adverse climatic phenomena (equal to natural catastrophes, or not) that may affect their crops, by guaranteeing the payment of compensation in the event of loss or damage that may affect crop yields.

This Insurance is intended for winegrowers, either individually or through collective entities (in this case, with a minimum group of five winegrowers), who own the goods to be insured or who are interested in insuring them.

When contracting Crop Insurance, wine grape producers contract specific and comprehensive protection against unforeseen climatic risks that may affect the success of their production, allowing the stabilization of their income and ensuring the viability and continuity of the agricultural exploitation.

The contracting of this Insurance presupposes a bonus resulting from community support to help pay the insurance premium, which can vary between 80% (in the event that the policy contracts exclusively to cover adverse climatic risks equivalent to natural disasters and it is a contract group insurance), 75% (in the event that the policy contracts exclusively the coverage of adverse weather risks equivalent to natural catastrophes and it is an individual insurance contract) and 50% (if the policy provides for coverage of risks associated with adverse climatic phenomena not equated with natural disasters).

The viticultural crop insurance aims to help protect the income of wine grape growers when they are affected by adverse weather events. This support mechanism is fully financed by the European Union budget.

Livestock
Insurance

Livestock Insurance protects cattle, sheep, goat, pig and horse ranch owners from damage and losses...

Livestock
Insurance

Livestock Insurance protects cattle, sheep, goat, pig and horse ranch owners from damage and losses arising from defined situations that result in the death or theft of animals.

Livestock Insurance provides broad protection for the loss of animals that can occur in the scope of livestock farming. Coverage can be adjusted to the needs of the livestock operation taking into account the species and aptitude of the animals, management conditions and level of insurance required.

Parametric
Insurance

Parametric insurance is a bespoke coverage designed through the use of an independent parameter...

Parametric
Insurance

Parametric insurance is a bespoke coverage designed through the use of an independent parameter, usually a meteorological index, which correlates with the customer's revenue flow or cost structure.

Parametric insurance meets the specific needs of the client's business, based on climatic indices (rain / temperature / NDVI), and can cover both productivity and quality of the crop, without the need for material damage to the crop.

In structuring the insurance, one or more indices can be used. To measure losses, data from INPE and / or official weather stations, etc., are used.

Biological
Assets

Biological Assets Insurance is designed to protect the investment made by farmers in planting their biological assets...

Biological
Assets

Biological Assets Insurance is designed to protect the investment made by farmers in planting their biological assets.

This coverage also covers plants, wire, soil preparation, irrigation systems, dams and other equipment essential to production.

Price
Coverage

Price hedging is a solution that aims to mitigate exposure to market variations...

Price
Coverage

Price hedging is a solution that aims to mitigate exposure to market variations. Price insurance allows the farmer to focus on his activity completely protected from price volatility for the crop.

Know the risks
covered by ATLAS

Rays

Atmospheric discharge occurring between cloud...

Atmospheric discharge occurring between cloud and soil, consisting of one or more current impulses, which give the phenomenon a characteristic luminosity, lightning, and which causes permanent damage to the insured crop;

Hail

Precipitation of water in solid state in spheroid form.

Frost

Formation of ice crystals in cell tissues as a result of...

Formation of ice crystals in cell tissues as a result of sublimation of water vapor or cooling below 0ºC on the surface of plants, when the adjacent air, not having enough moisture for the formation of ice crystals, causes necrosis of plant tissues by dissection;

Water spout

Effects mediating or immediately resulting from...

Effects mediating or immediately resulting from a rainfall fall equal to or greater than 10 mm in 10 minutes on the rain gauge, including damage resulting from flooding, as long as it results from a rainfall occurring on the site itself;

Tornado

A very violent revolving storm, in the form of...

A very violent revolving storm, in the form of a nebulous column projected to the ground and also a wind that, at the time of the accident, reached an instantaneous speed of more than 80 km per hour or whose violence destroys or knocks down trees within a radius of 5 km surrounding the insured area;

Wild fauna

Damage caused by animals by removing the soil...

Damage caused by animals by removing the soil in order to dig up the seed to eat (which can occur in the initial phase of sowing or, in the stage of grain maturation, by the destruction of plants / seeds).

Persistent rains

Excess water exceeding the soil absorption capacity...

Excess water exceeding the soil absorption capacity and/or prolonged rainfall exceeding the period averages (more than 60 mm of rain in the space of 72 hours) and with a drying time of more than 3 days, which causes machines to be unable to access the insured tomato field. The effects of this event should be seen on adjacent or nearby plantations within a radius of 3 km and should be lasting in areas with similar topographical characteristics. This coverage is specific to our Policy.

Combustion

Accidental combustion, with the development of...

Accidental combustion, with the development of flames, originating from a climatic phenomenon, which can spread by its own means causing damage to the insured property

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We propose the most appropriate solutions for the needs of our clients