Atlas is the result of a project that started in 2012 dedicated exclusively to the agricultural sector.

In 2013 tomatoes were chosen for the first crop insurance policies, covering an area of 1,046Ha (about 8% of national tomato production).

In 2016 new crops were introduced into the portfolio, such as apples, pears, plums, corn, rice and peppers. At that time, the covered area for tomato cultivation was about 99% of national production.

In 2020, Atlas became the first agricultural MGA in the Iberian Peninsula, establishing partnerships with some of the biggest players in the international insurance market. The key strategic partner being Sompo International Insurance Company and its platform AgriSompo.

Sompo International underwrites risks in all of the main agricultural markets in the world, including the United States, China, Japan, India and also in South America. Their global portfolio represents a premium volume of more than US$ 1 billion (30 times higher than the Portuguese agricultural insurance market). This is a decisive factor when it comes to ensuring competitive conditions and credibility in the insurance sector.

In 2020, operating as an MGA with insurance capacity accredited by IFAP, Atlas strengthened its portfolio with vine cultivation; insuring 61,000 parcels in total and more than 16,000 hectares belonging to 15,000 producers in the Vinho Verde region – strong recognition from the largest wine commission in the country.

In 2021 Atlas foresees insuring close to 50,000Ha in total, with an even more varied crop portfolio, including avocado and red fruits.

Who we are

Atlas is the result of a project that started in 2012 dedicated exclusively to the agricultural sector.

In 2013 tomatoes were chosen for the first crop insurance policies, covering an area of 1,046Ha (about 8% of national tomato production).

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Our Approach

Basic crop insurance is an essential tool in agriculture. However it far from meets the full needs of farmers. Basic crop insurance responds only to the risk associated with production and not to the individual and unique requirements of each crop. Atlas looks beyond the basic insurance coverage to address each customer’s full insurance needs. This breaks the mould of how agricultural insurance has been sold by domestic Portuguese insurers who have only sold standard solutions for all farmers and every type of crop. Tailor-made solutions are the defining feature of Atlas’s insurance offer meeting the full needs of Portuguese agriculture.

Mission

Atlas is rapidly becoming the leading agricultural MGA in the Iberian Peninsula offering real solutions to protect customers and allowing them to focus exclusively on their area of business expertise. This promotes an environment conducive to the evolution of the agriculture industry in the region.

Partners

In April 2020, Atlas signed a strategic partnership with Sompo International Holdings Ltd. This is an unprecedented and innovative partnership, combining Sompo's extensive experience in crop insurance and Atlas's excellent reputation and network in the national market.

Team

Frederico Bernardino

CEO

Frederico Bernardino

Chief Executive Officer (CEO)

About our CEO

Frederico Bernardino is the CEO and Founder of ATLAS.

Frederico has more than forty years of professional experience, with particular emphasis on the insurance sector. Various companies and projects have benefited from his unique vision and leadership.

ATLAS combines Frederico’s deep knowledge of the insurance market and his extensive experience in the agricultural sector creating solutions for the real needs of farmers. An example is the innovative ‘persistent rain’ coverage that has now become the market standard.

Frederico is responsible for strategic management, also participating in the commercial activity of ATLAS.

João Machado

CMO

João Machado

Chief Marketing Officer (CMO)

About our CMO

João Machado is the CMO (Chief Marketing Officer) of ATLAS.

João Machado is responsible for promoting ATLAS’s business and customer relationships by creating, communicating and delivering offers with added value for the agricultural sector.

In addition to meeting the real needs of farmers, João Machado believes that ATLAS’s value proposition offers the market the essential conditions for the evolution of agriculture in Portugal.

João has had a prestigious career in the Agriculture sector including six terms as president of CAP - Confederation of Farmers of Portugal from 1999 to 2017. During his time at CAP he was a member of the consultative group DG AGRI of the European Commission from 2005 until 2017; a member of the Board of Directors of EFSA - European Food Safety Authority from 2002 to 2008; and Chairman of the board of directors of CNEMA - National Exhibition and Agricultural Markets Center from 2003 to 2017.

João has received numerous awards for his leadership in the agricultural industry including the Grand Cross of the Order of Agricultural Merit; the Gold Medal of the Ministry of Agriculture and the Order of Merit Grã-Cruz.

António Lobo

CFO

António Lobo

Chief Financial Officer (CFO)

About our CFO

António Lobo is the CFO of Atlas.

António is an economist by training with over 20 years of professional experience in financial management, consulting and entrepreneurship in a variety of business areas. António has always had a special interest in the agricultural industry and is passionate about the added value that Atlas brings.

Originally a consultant for one of the Big 4 accountancy firms António has shown strong leadership skills in projects related to strategic management, M&A, financial auditing and entrepreneurship. These multidisciplinary skills are now used at Atlas in many areas, including financial modelling, strategic planning and conceptualization of business models, financial analysis and project management.

Francisco Vilela Pereira

Business Analyst

Francisco Vilela Pereira

Business Analyst

Francisco is a Business Analyst at ATLAS.

Francisco has a Masters in Agronomic Engineering with a specialization in agricultural planning technologies. He has a strong focus on product development, combining agronomic and analytical knowledge for the analysis of production risks.

Francisco’s motivation is to use his technical and scientific knowledge to create solutions that he can directly communicate to farmers

Before joining ATLAS, Francisco gained experience as a production control applications analyst in the Netherlands (Wageningen). He also undertook the Schumann Traineeship of the Agriculture Committee in the European Parliament.

Beatriz Caldeira

Brand Manager

Beatriz Caldeira

Brand Manager

Beatriz Caldeira is Brand Manager at ATLAS. She has also assumed responsibility for the Management of all new ATLAS projects.

Beatriz graduated in Strategic Communication from Universidade Nova and also has a Masters in Marketing from Universidade Católica. Beatriz has a broad range of experiences from agency to internal client. In addition to the skills acquired in these markets, Beatriz also has the added value of having worked in the insurance industry for two years at Secose.

Beatriz is focused on building a solid, indelible brand based on the values of experience, commitment, innovation and customer orientation in order to make ATLAS the market of choice for Agricultural Insurance in Portuga

Santiago Ravara

Junior Analyst

Santiago Ravara

Junior Analyst

Santiago has a degree in Business Management from Universidade Lusíada de Lisboa. He´s moved by the contribution to develop innovative solutions that allow him to meet the increasingly important role that agricultural insurance plays in the European and Portuguese context.

In its approach, Santiago considers the various angles of the sector, tuning the identification of the specific needs of each one and adapting to Portugal the best solutions in development in other geographies.

Consultants

José Diogo Albuquerque

Consultant

José Diogo Albuquerque

Consultant

José Diogo is an Atlas consultant responsible for mediating interests with producer organizations and leading agricultural associations. He also provides technical support in the construction and development of differentiating solutions for the agricultural insurance market.

José Diogo has a degree in Agricultural Engineering and was Secretary of State for Agriculture in Portugal between 2011 and 2015

Prior to leading the Department of Agriculture he was a Researcher and Invited Professor at the University of Lincoln, New Zealand. He spent several years in Brussels where, after interning at the General Directorate of Agriculture of the European Commission, he worked at COPA / COGECA, was a representative of CAP at the European Union. He also worked at the European Commission, at the European Commission's Directorate-General for Agriculture, where he was directly involved in the reform of the Common Agricultural Policy.

Currently, José Diogo is the CEO of the Agroportal group, a digital platform (agroportal.pt) dedicated to Agriculture, Rural Development and Forestry.

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