Rays

Atmospheric discharge occurring between cloud...

Atmospheric discharge occurring between cloud and soil, consisting of one or more current impulses, which give the phenomenon a characteristic luminosity, lightning, and which causes permanent damage to the insured crop;

Hail

Precipitation of water in solid state in spheroid form.

Precipitation of water in solid state in spheroid form.

Frost

Formation of ice crystals in cell tissues as a result of...

Formation of ice crystals in cell tissues as a result of sublimation of water vapor or cooling below 0ºC on the surface of plants, when the adjacent air, not having enough moisture for the formation of ice crystals, causes necrosis of plant tissues by dissection;

Water spout

Effects mediating or immediately resulting from...

Effects mediating or immediately resulting from a rainfall fall equal to or greater than 10 mm in 10 minutes on the rain gauge, including damage resulting from flooding, as long as it results from a rainfall occurring on the site itself;

Tornado

A very violent revolving storm, in the form of...

A very violent revolving storm, in the form of a nebulous column projected to the ground and also a wind that, at the time of the accident, reached an instantaneous speed of more than 80 km per hour or whose violence destroys or knocks down trees within a radius of 5 km surrounding the insured area;

Wild fauna

Damage caused by animals by removing the soil...

Damage caused by animals by removing the soil in order to dig up the seed to eat (which can occur in the initial phase of sowing or, in the stage of grain maturation, by the destruction of plants / seeds).

Persistent rains

Excess water exceeding the soil absorption capacity...

Excess water exceeding the soil absorption capacity and/or prolonged rainfall exceeding the period averages (more than 60 mm of rain in the space of 72 hours) and with a drying time of more than 3 days, which causes machines to be unable to access the insured tomato field. The effects of this event should be seen on adjacent or nearby plantations within a radius of 3 km and should be lasting in areas with similar topographical characteristics. This coverage is specific to our Policy.

Combustion

Accidental combustion, with the development of...

Accidental combustion, with the development of flames, originating from a climatic phenomenon, which can spread by its own means causing damage to the insured property